Welcome to the « Terms and Conditions of Sale » of JLBD CONSEIL, a company with registered offices at 15 rue Judaïque, registered with the Bordeaux Trade Register under number 832 993 489, and with VAT number FR34832993489 (hereinafter referred to as “JLBD CONSEIL”).
These general terms and conditions of sale (hereinafter the « T&Cs ») apply, without limitation or reservation, to all sales concluded by the Company with professional or individual clients (hereinafter the « Client ») seeking access to support services, training programs, documents, and related products sold via the Website and associated domains and subdomains (hereinafter the « Service »).
These T&Cs are available on the Website and/or the training platform and/or upon request, and shall prevail over any other version or conflicting document.
Validation of the order by the Client, by ticking the box provided for this purpose, confirms the Client has read and accepted these T&Cs prior to ordering, which constitutes full and unreserved acceptance. The Client also acknowledges having received sufficient information and advice from the Website and the Company to ensure the Service offer meets their specific needs.
The Client declares being legally capable of entering into a contract under French law, and if applicable, duly authorized to represent the entity for whom they are acting. The professional Client undertakes to ensure compliance with these T&Cs by all its employees, agents, and representatives.
Unless proven otherwise, the data recorded on the Website constitutes proof of all facts, acceptances, and transactions.
The services listed above are intended to provide online training and/or support (hereinafter the « Service »). The training may include in-person seminars (the « Seminars ») and online webinars.
These Terms and Conditions take effect from the date they are updated on the Website and apply to the exclusion of any other terms, particularly those applicable to sales through other distribution or marketing channels.
The « Client », defined as the person who accepts and purchases the Service, acknowledges having read and understood the information contained in these Terms and Conditions prior to validating their order.
If not, the Client agrees to request any clarifications needed before entering into a binding agreement with JLBD CONSEIL by contacting the following email address: 📧 contact@frenchpropertyexplained.com
The order specifies the Services provided. Unless part of a special offer, the details can be found on the Website or in the confirmation email sent to the Client after purchase.
The Service may include:
Online conferences
Online training programs
Downloadable documents
Tools or toolkits
Personalized support
Group coaching sessions
In-person physical events (seminars, meet-ups, meals)
The Client is informed that the Service may require access to third-party platforms (partners or otherwise), which are designed and managed under third-party responsibility. JLBD CONSEIL does not control these sites and disclaims any responsibility for their content or use. In case of issues on a third-party platform required for the Service, JLBD CONSEIL will make reasonable efforts to deliver the Service on an equivalent platform.
Services are offered and delivered subject to availability. JLBD CONSEIL may voluntarily limit the number of participants.
In the event of unavailability of the ordered Service, JLBD CONSEIL will immediately inform the Client and may offer an equivalent Service or, failing that, refund the paid amount within 7 days. Apart from the refund, no other compensation shall be owed.
Photographs and illustrations are non-contractual.
The Services are sold remotely and delivered via a digital platform (the “Website”).
Services are delivered at the prices in effect as listed on the Website at the time the Client places an order with JLBD CONSEIL.
Prices are fixed, expressed in euros, exclusive of taxes (excl. VAT), and subject to VAT at the rate in effect on the order date. The total price including all applicable taxes is shown on the order summary page.
JLBD CONSEIL reserves the right to offer limited-time promotional offers or discounts and may revise its offers and prices on the Website at any time, in accordance with the law.
Unless a specific option or commercial guarantee is indicated, the price does not include future updates.
If the order does not include the “Lifetime updates” mention and no access period is defined, then the content remains available in its purchased version for at least one year after full delivery, after which JLBD CONSEIL may revoke access. Clients are responsible for downloading all PDF or audio materials before their access expires. In case of lifetime access, JLBD CONSEIL will provide a durable copy of the content before closing access.
All personalized or group coaching sessions must be scheduled within one year from the date of purchase. After this period, unused sessions are forfeited and cannot be refunded, credited, or discounted.
Orders placed at the prevailing rates on the Website at the time of purchase cannot be retroactively discounted.
Unless otherwise stated, payment is made via credit card using the Stripe system, a secure third-party service. Payment is processed through the Client’s card or via SEPA direct debit, depending on Stripe’s options.
JLBD CONSEIL is not liable for failures of third-party payment providers. Clients should refer to the provider’s documentation for warranty and liability exclusions.
Bank transfer payment is available upon request and subject to JLBD CONSEIL’s approval if not listed on the checkout page.
The Client guarantees they have sufficient funds and authorization to use the chosen payment method.
If needed, the Client must promptly notify JLBD CONSEIL of any changes to billing or payment information to ensure proper charge collection.
Payments are considered final only upon full and confirmed receipt by JLBD CONSEIL.
When JLBD CONSEIL allows payment in installments, this does not constitute a monthly subscription or non-binding plan, but a firm installment agreement. The full price remains due, regardless of the number of payments.
Installment payments may extend beyond the actual delivery of the Service. Minimal fees may apply. This arrangement does not constitute credit or microcredit.
The first installment is charged upon ordering; the remaining payments follow at monthly intervals unless otherwise stated. The Client guarantees the validity of their payment method throughout the installment schedule.
To combat fraud, JLBD CONSEIL may request documents (valid ID, proof of address <3 months old). Documents are treated confidentially and deleted after full payment unless litigation arises.
JLBD CONSEIL may refuse installment payment if the card expires before the final due date, or if the Client fails to provide requested documents within 48 hours.
In the event of a payment issue, JLBD CONSEIL may cancel the payment facility and demand the full remaining balance.
Important: By providing payment information (billing address, bank details, or card number) during the order process, the Client agrees to be charged the full amount according to the agreed schedule. The date of the first payment serves as the reference for subsequent payments.
To provide the selected Service, JLBD CONSEIL primarily relies on Julien LOBODA. However, JLBD CONSEIL reserves the right to engage any service provider of its choice or to refer the Client to a qualified professional, having verified their competence, which the Client expressly accepts.
The Client declares and guarantees that the services provided by JLBD CONSEIL through the purchased Service are perfectly suited to their goals and needs. The Client acknowledges having received sufficient information and advice before committing and understands that any desired result inherently carries risks and requires significant personal effort.
The Services do not include legal advice, business creation advice, wealth management advice, accounting services, or any other service reserved for regulated professions under French law.
The Client acknowledges the technical risks inherent to the internet and mobile networks, including possible access interruptions. Consequently, JLBD CONSEIL cannot be held liable for service unavailability, slowdowns, or internet/network failures, except in cases of proven negligence.
The use and application of the information provided within the Service is under the sole responsibility and at the own risk of the Client. Accordingly, the Client is solely responsible for interpreting the information, drawing conclusions, and adapting it to their own project. The information provided is for informational purposes only and does not guarantee any specific result unless explicitly stated in a commercial guarantee.
The Client may access, via hyperlinks on the Site or within the Service, websites managed by partners or third parties not subject to these Terms and Conditions. The Client is therefore invited to read their respective terms of use, privacy policies, and legal notices, especially in fields like finance, banking, brokerage, or real estate.
JLBD CONSEIL exercises no control over the content of such third-party websites and disclaims all liability for their content or for the use of such content by any third party.
If a third-party website links to the Site, JLBD CONSEIL reserves the right to request the removal of any such hyperlink if it deems the link inappropriate or harmful to its interests.
Neither the Client nor JLBD CONSEIL may be held liable for indirect damages resulting from the execution of the Service, including but not limited to loss of income, profits, savings, business opportunities, or consequential damages.
For professional Clients:
JLBD CONSEIL’s liability, whether contractual (including negligence or breach of a legal obligation), or non-contractual, is strictly limited to the total amount actually paid by the Client for the Service. This amount shall represent the maximum compensation JLBD CONSEIL may be required to pay, regardless of the nature of the claim or legal basis invoked.
JLBD CONSEIL shall not be held liable if it proves that non-performance or improper performance of the contract is attributable either to the Client, to an unforeseeable and unavoidable act by a third party, or to a force majeure event.
Force majeure events include, without limitation, the following: internal or external strikes, natural disasters, fires, telecommunications or power supply outages, disruption of any type of transport or communication systems, or any other circumstance beyond the reasonable control of JLBD CONSEIL.
Payments made by the Client will only be considered final once the amounts due have been effectively and definitively received by JLBD CONSEIL.
Any cancellation of a payment (such as a chargeback or direct debit cancellation) without a proper termination of the Service in accordance with these Terms and Conditions or applicable law may result in legal recovery procedures by JLBD CONSEIL for the amounts owed by the Client for the Service and any associated options.
For professional Clients, any overdue amount not paid within thirty (30) days will be subject to a penalty equal to three times the legal interest rate in effect, increased by ten percentage points, and a fixed compensation fee of 40 euros for recovery costs, in accordance with the French Commercial Code.
The Client agrees to be referenced by JLBD CONSEIL as a Client of the Service. JLBD CONSEIL is authorized to mention the Client’s first and last name and a neutral description of the Service delivered in its promotional materials, including on its website, in client presentations, and where legally or accounting-wise required.
These provisions also apply to photographs and video recordings taken during events (whether public, private, webinars, seminars, etc.). Such recordings may be shared or repurposed by JLBD CONSEIL on social media as free or paid content (including replays or highlights).
Acceptance of these Terms and Conditions implies the Client’s consent to this, unless the Client expressly notifies JLBD CONSEIL in writing via the training platform on the day of the event or, at the latest, one week before any filming. If the Client does not wish to appear, they should stay in the background, avoid group photos, or signal the photographer/cameraman accordingly. For online events, the Client may choose a pseudonym and deactivate their camera to avoid being recorded. It is the responsibility of professional Clients to inform any beneficiaries of the Service or Seminar of these image and media conditions.
To process and deliver the Service ordered by the Client, and for overall client relationship management, JLBD CONSEIL collects, stores, and processes personal data concerning the Client and any beneficiaries of the Service.
Fields marked with an asterisk (*) on any form available on the Website are mandatory. Failure to complete these fields may prevent JLBD CONSEIL from responding to the request.
Unless the Client objects, JLBD CONSEIL may suggest similar or related services based on the Client’s previous purchases. JLBD CONSEIL also reserves the right to perform service performance analyses and gather satisfaction feedback. This data is processed securely by the relevant departments within JLBD CONSEIL.
The Client has the right to access, modify, delete, or limit the processing of their personal data, as well as the right to object to its processing, and to data portability (see cnil.fr for more information).
In accordance with the French Data Protection Act and the General Data Protection Regulation (GDPR), the Client may exercise their rights by contacting JLBD CONSEIL through the training platform. JLBD CONSEIL may forward the request to its data protection officer or legal counsel.
The Client also has the right to file a complaint with the French Data Protection Authority (CNIL):
📍 https://www.cnil.fr/fr/les-droits-pour-maitriser-vos-donnees-personnelles
All personal data processing is subject to the Privacy Policy, which forms an integral part of these Terms and Conditions.
The Client agrees to maintain strict confidentiality and not to disclose to any third party any information acquired during the execution of the Service, including information related to organization, know-how, expertise, and provided materials.
JLBD CONSEIL may create support groups for Clients, access to which may be subject to specific behavior and usage rules that Clients must adhere to. Unless otherwise stated at the time of ordering, group access is not included in the Service price.
When group access is included, its duration is limited to the duration of the Service. JLBD CONSEIL reserves the right to create, delete, or transfer Clients to equivalent groups depending on ongoing Service programs.
Any contribution space on the Website or related to the Service (including on social media or in private groups) must be used in good faith. The Client is prohibited from posting any content that is confidential, defamatory, threatening, hateful, intolerant, obscene, or disparaging in nature, or that may harm JLBD CONSEIL, other users, third parties, or that violates applicable laws.
JLBD CONSEIL reserves the right to unilaterally refuse or restrict access to any part of the Website, Service, or discussion areas for any Client who fails to comply with these Terms and Conditions, without prior notice.
The Client agrees to read and comply with the terms of use of all third-party platforms, social networks, or tools used as part of the Service. JLBD CONSEIL is not responsible for any bans or disputes between the Client and these third parties.
The content of the Website and the Service—especially training programs, videos, visual and audio materials, and tools—are the exclusive property of JLBD CONSEIL and are protected by French and international intellectual property laws.
Any total or partial reproduction, distribution, or sharing of the Website or Service content—especially trainings, videos, visual or audio materials, or tools—is strictly prohibited and may lead to legal action.
In exchange for payment, the Client receives a strictly personal, non-transferable, and non-exclusive right to use the content (videos, PDFs, audio files, templates, etc.) provided as part of the Service.
The Client may not share the content with third parties, except for professional advisers such as bankers, notaries, or brokers. Content provided under the Service does not become the Client’s intellectual property.
Except for personal and private use, any use, reproduction, representation, alteration, publication, transmission, or distribution of the provided content—whether partial or total, and regardless of the medium—is strictly prohibited.
JLBD CONSEIL may provide the Client with login credentials (username and password) to access the Service or Seminars. These credentials are strictly personal, confidential, and non-transferable. The Client agrees to use the access solely for personal or internal professional purposes and will not resell, share, or rent the access or its contents.
JLBD CONSEIL retains ownership of all tools, methods, and know-how developed before or during the delivery of the Service.
The Client is liable for any violation of JLBD CONSEIL’s intellectual property rights (including copyright, trademark rights, and database producer rights). In such a case, JLBD CONSEIL reserves the right to terminate the contract and initiate legal proceedings. The Client is also liable for any unauthorized, fraudulent, or abusive use of login credentials and must immediately report any loss or theft of these credentials to JLBD CONSEIL.
These same usage conditions and restrictions apply to any content provided by JLBD CONSEIL’s partners as part of the Service.
JLBD CONSEIL reserves the right to terminate the Client’s access to the Service in the event of fraudulent or unlawful use of the Service and/or any tools made available to the Client, which may harm JLBD CONSEIL’s rights.
Termination may also occur if the Client’s activities are clearly illegal or likely to infringe on the rights of third parties.
Access to the Service may also be terminated if the Client violates laws or regulations, breaches JLBD CONSEIL’s intellectual property rights or moral and ethical standards, or more generally, fails to meet any essential obligation under these Terms and Conditions.
Finally, JLBD CONSEIL may terminate access to the Service if the Client fails to pay any installment due, or fails to update payment information upon card expiration.
The headings of articles, sub-articles, or paragraphs in these Terms and Conditions are for convenience only and shall not affect the interpretation of the provisions to which they refer.
The failure of either JLBD CONSEIL or the Client to enforce any provision of these Terms and Conditions shall not be construed as a waiver of that provision in the future.
If any provision of these Terms and Conditions is deemed invalid under applicable law, regulation, or a court ruling, it shall be considered unwritten. However, all other provisions shall remain fully in effect.
The contract with the Client may be assigned by JLBD CONSEIL. All resulting rights and obligations may be transferred in any form, including by succession, sale, contribution to a company, merger, or direct or indirect change of control, as permitted by law.
These Terms and Conditions are governed by French law. JLBD CONSEIL does not guarantee compliance with regulations outside of France, even if Services are offered in French-speaking countries such as Canada, Switzerland, Belgium, or Luxembourg. As such, Clients—whether residents, expatriates, or non-residents—must comply with French regulations.
These Terms and Conditions are written in French. In case of translation into one or more languages, only the French version shall be legally binding in the event of a dispute.
The Client and JLBD CONSEIL agree to always act in good faith and with fairness towards one another. They shall promptly notify the other party of any dispute or issue encountered in executing the contract.
In the event of a dispute, an individual consumer Client residing in the European Union may, prior to any legal action, seek mediation through a consumer mediator listed at:
🔗 https://www.economie.gouv.fr/mediation-conso
The mediator will independently and impartially attempt to resolve the dispute amicably. Both parties remain free to accept or reject mediation, and to accept or reject any proposed solution.
In this context, European consumers may also use the Online Dispute Resolution (ODR) platform available at:
🔗 https://ec.europa.eu/consumers/odr/
IN THE EVENT OF A DISPUTE, THE PARTIES WILL SEEK AN AMICABLE RESOLUTION.
FOR PROFESSIONAL CLIENTS, A FORMAL DEMAND MUST BE SENT BY REGISTERED LETTER WITH ACKNOWLEDGEMENT OF RECEIPT TO THE REGISTERED OFFICE OF JLBD CONSEIL BEFORE ANY LEGAL ACTION.